Real Estate Funding Solutions Built for Los Angeles Investors

At GRO Los Angeles Hard Money Real Estate, we offer funding programs built for speed, flexibility, and performance. From residential flips to large-scale commercial investments, our loan solutions help you move quickly and confidently in any market cycle. Explore our full range of services below.

Fix and Flip Loans in Los Angeles

Unlock the value of distressed properties with our Fix and Flip Loans. We provide fast access to capital for property purchases and renovations, giving investors the ability to maximize returns on both single-family homes and multi-unit buildings. Each loan is evaluated based on deal strength, not just credit.

Construction Loans for Ground-Up and Remodel Projects

Whether you’re building from scratch or executing a full remodel, our Construction Loans provide the funding needed to bring your project to life. We cover both hard and soft costs, helping you manage materials, labor, permits, and more with draws structured around your construction timeline.

Bridge Loans for Transitional Financing

Bridge Loans offer a smart solution when timing matters most. Use this short-term financing to purchase a new property before selling another, or to secure capital while waiting on permanent financing. Ideal for investors and property owners managing multiple transactions.

Refinance Loans to Maximize Equity and Cash Flow

Take control of your existing real estate financing with our flexible Refinance Loans. Whether you’re looking to reduce interest rates, extend your loan term, or tap into equity for your next investment, we tailor the terms to align with your goals and property type.

Commercial Real Estate Loans  for Offices, Retail, and More

Grow your business portfolio with our Commercial Real Estate Loans. We finance a wide range of income-producing properties, including office buildings, industrial sites, and retail centers. Each loan is structured to support long-term growth and commercial viability.

Rental Property Loans for Long-Term Investors

Build and scale your rental portfolio with our custom Rental Property Loans. Whether you're buying new units or refinancing to improve cash flow, we offer long-term solutions based on rental income and asset performance not just borrower documentation.

DSCR Loans for Rental Property Investors

Our DSCR Loans (Debt Service Coverage Ratio loans) are designed for real estate investors who want to qualify based on rental income not personal income. These long-term loans are ideal for landlords, short-term rental owners, and portfolio investors looking to scale. We offer flexible terms based on your property’s cash flow and performance, not tax returns or W-2s.

Frequently Asked Questions

Got questions? We’ve got answers! Here are some common inquiries about hard money lending and how we can help you.

  • What is hard money lending?

    Hard money lending is a type of financing secured by real estate. It’s typically used for short-term loans and is based on the value of the property rather than the borrower's creditworthiness.

  • How quickly can I get funding?

    We understand that time is of the essence. Our process can often provide funding in as little as 7 to 14 days, depending on the specifics of your loan.

  • What types of properties do you finance?

    We finance a variety of properties, including residential, commercial, and investment properties. If you have a property in mind, reach out to us!

  • What are the interest rates?

    Interest rates for hard money loans can vary based on the loan amount, property type, and risk factors. We strive to offer competitive rates tailored to your needs.

  • Do I need a down payment?

    Yes, most hard money lenders require a down payment. The amount can vary, but it typically ranges from 10% to 30% of the property’s value.

Still have questions?

If you didn’t find what you were looking for, feel free to reach out to us directly. We’re here to help!