Real Estate Funding Solutions Built for Los Angeles Investors

At GRO Los Angeles Hard Money Real Estate,  we provide fast, flexible funding for real estate investors across Los Angeles. Our loan programs are built to move quickly, whether you’re working on a residential fix and flip or a larger commercial project. With clear terms and a streamlined process, we help you stay competitive in any market cycle.

Fix and Flip Loans in Los Angeles

Unlock the value of distressed properties with our Fix and Flip Loans. We provide fast access to capital for property purchases and renovations, giving investors the ability to maximize returns on both single-family homes and multi-unit buildings. Each loan is evaluated based on deal strength, not just credit.

Construction Loans for Ground-Up and Remodel Projects

Whether you’re building from scratch or executing a full remodel, our Construction Loans provide the funding needed to bring your project to life. We cover both hard and soft costs, helping you manage materials, labor, permits, and more with draws structured around your construction timeline.

Bridge Loans for Transitional Financing

Bridge Loans offer a smart solution when timing matters most. Use this short-term financing to purchase a new property before selling another, or to secure capital while waiting on permanent financing. Ideal for investors and property owners managing multiple transactions.

Refinance Loans to Maximize Equity and Cash Flow

Take control of your existing real estate financing with our flexible Refinance Loans. Whether you’re looking to reduce interest rates, extend your loan term, or tap into equity for your next investment, we tailor the terms to align with your goals and property type.

Commercial Real Estate Loans  for Offices, Retail, and More

Grow your business portfolio with our Commercial Real Estate Loans. We finance a wide range of income-producing properties, including office buildings, industrial sites, and retail centers. Each loan is structured to support long-term growth and commercial viability.

Rental Property Loans for Long-Term Investors

Build and scale your rental portfolio with our custom Rental Property Loans. Whether you're buying new units or refinancing to improve cash flow, we offer long-term solutions based on rental income and asset performance not just borrower documentation.

DSCR Loans for Rental Property Investors

Our DSCR Loans (Debt Service Coverage Ratio loans) are designed for real estate investors who want to qualify based on rental income not personal income. These long-term loans are ideal for landlords, short-term rental owners, and portfolio investors looking to scale. We offer flexible terms based on your property’s cash flow and performance, not tax returns or W-2s.

Frequently Asked Questions

Got questions? We’ve got answers! Here are some common inquiries about hard money lending and how we can help you.

  • What types of real estate loans do you offer?

    We offer Fix and Flip Loans, Construction Loans, Bridge Loans, Refinance Loans, Commercial Real Estate Loans, Rental Property Loans, and DSCR Loans. Each option is designed to support different deal types, timelines, and investment strategies.

  • How fast can funding be approved and closed?

    Our loans are built for speed. Many deals move from application to closing much faster than traditional lenders, depending on deal strength, property details, and documentation readiness.

  • Do you base approval on credit score or the deal itself?

    We focus primarily on the strength of the deal. Property value, exit strategy, and cash flow matter more than personal credit alone.

  • What makes GRO Los Angeles Hard Money Real Estate different from traditional lenders?

    We specialize in private and hard money lending, which allows for faster decisions, flexible structures, and a more practical approach to real estate investing compared to banks.

  • Who do you typically work with?

    We work with real estate investors, developers, landlords, and business owners who need reliable funding for residential, commercial, and income-producing properties.

  • Can first-time investors apply for financing?

    Yes. While experience helps, we review each deal individually and focus on the property, numbers, and plan rather than requiring a long investment history.

  • Which areas do you serve in Southern California?

    We provide financing across Los Angeles, Long Beach, Glendale, Santa Clarita, Santa Monica, Pasadena, Inglewood, Burbank, Culver City, West Hollywood, Hawthorne, South Gate, Carson, Compton, and Monterey Park.

  • Do you only fund properties within Los Angeles County?

    Our primary focus is the Los Angeles metro area, but some loans may qualify outside these cities depending on the property type and deal structure.

  • Can you fund multiple properties in different cities?

    Yes. Many investors work with us across multiple locations, whether for fix-and-flip projects, rentals, or portfolio expansion.

Fast Capital for Serious Investors

GRO Los Angeles Hard Money Real Estate provides straightforward funding for fix and flip, rental, and commercial deals across Los Angeles County. With clear terms and quick approvals, you’re ready to move when the right deal shows up.